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Top 10 Best Banks In Nigeria: Check Out If Your Bank Is Among One Of Them

The world has really changed compared to the days of our ancestors who normally hid money in the ground or in a wardrobe, that was one of the safest ways to keep money during their time. The technology was not available then so they weren't given an option to safeguard their money, nevertheless at that time money was not as scarce as it is in today's generation.


Now coming to our current civilization, the word bank is a really strong word that makes people happy anytime they are about to receive money, the bank is one of the most visited places on earth especially when you really feel broke and you need money urgently, These banks are always there for you. Now they may all serve the same purpose but when it comes to rendering services, they are faster and quicker than each other.

Below are some of the best bank in Nigeria ranked accordingly to how they operate and the services they provide:


10). 10. Polaris Bank

Polaris Bank is one of the biggest Nigerian Banks with assets estimating about $4 billion. Based on customer critiques, they have proven to be among the top 10 banks to open an account within Nigeria.

Previously known as Skye Bank, this monetary organization is presently named on the Nigerian Stock Exchange (NSE) and has existed in different African nations such as Sierra Leone, the Republic of Guinea, Angola, and Liberia.


9). Fidelity Bank

Fidelity is another dependable Nigerian bank that has to arrive a long way in sustaining its fame among Nigerians and in banking commerce. With over 2.5 million customers supporting this bank, it is ridiculous to not know them. What we learn is that they are well-known among market women.

This licensed bank was founded in 1988 and has assets worth over $6.51 billion. Fidelity Bank has expanded the corporate banking divisions as well as Micro Small and Medium Enterprises (MSMEs). The improvement in savings deposits over the previous three years via their mobile and internet banking commodities indicates that their retail digital banking service is one of the best.


8). Union Bank Of Nigeria

Union Bank of Nigeria, one of the oldest commercial banks in Nigeria and was founded in 1917 as a prime financial organization to cater for minor, medium-sized firms, and major businesses. Placed among the wealthiest banks in the nation with an asset base of $6.8 billion, UBN has maintained trust among Nigerians.

This bank is nice for opening a savings account as a scholar or civil servant in the nation. They likewise offer loan services to their customers with a low-interest ratio. One thing that is very sure is that they are one of the biggest paying banks in Nigeria.

With over 400 Union Bank sectors spread throughout every region in the nation, you can handily roam into any of these sectors and either open a current, savings, or even domiciliary account. Their ATM service is also available 24/7


7. Access Bank Nigeria PLC

Access bank is another customer-friendly Nigerian bank rated among the best to bank with. With their current owning of Diamond bank PLC, they have actually gotten powerful and are one of the unique banks in Nigeria with the biggest customer center.

Access bank Nigeria started operations in 1989 with authorization to regulate as an economic organization from the Central Bank of Nigeria. The bank intends to be a leader in the Nigerian banking industry in the coming future. To clarify this, Access Bank obtained Diamond and Intercontinental Banks respectively and possess the largest number of ATMs across the nation for simple day to day transactions


6. United Bank For Africa (UBA)

UBA is one of the best banks in Nigeria that delivers actual digital banking services at its peak. They possess one of the nicest customer care assistance and would reply politely to any of your issues until you are delighted.

With over 500 sectors across the continent and 10 million customers in Nigeria, UBA is a reliable bank to protect your cash for you. The bank fees are less when differed to other new-generation commercial banks. UBA is also worth $13.2 billion in terms of acquired assets.


5. Zenith Bank Nigeria

Zenith Bank PLC is another top authorized commercial bank giving financial assistance not only in Nigeria but likewise in West Africa. Founded in 1990, this organization was documented on the Nigerian Stock Exchange (NSE) and is also Nigeria’s largest bank by tier-1 capital with worth over $850 million in stakes.

Zenith Bank’s economic services range from Pension Management, Corporate and Investment Banking, Commercial and Consumer Banking, Personal and Private Banking, Trade Services and Foreign Exchange, Treasury and Cash Management Services, etc. They are likewise one of the wealthiest banks in Nigeria with assets calculated to be worth $15.7 billion in total


4. Ecobank Nigeria

Ecobank Nigeria is another aged commercial bank operating in Nigeria with several sectors all over the nation. Most military officials like using this bank to open an earnings account as well as civil servants.

Ecobank regulates in 32 countries with its department in Lome. This financial organization delivers banking services such as wholesale, retail, loans, savings, enterprises, debit and credit cards, corporate, venture, and marketing banking assistance to its customers.


3. First Bank of Nigeria

Aside from becoming the oldest financial organization in the nation, First Bank is among the top 10 best banks in Nigeria to open a savings account with. They are a dominating firm worth $21.3 billion in total assets.

First bank was founded in 1894 and is Nigeria’s oldest bank. The Banker newspaper of the Financial Times Group rewarded First Bank as “The Best Bank Brand in Nigeria” for five consecutive years in a row (2011 to 2015).


2. Keystone Bank Limited

Keystone Bank is one of the modern age banks deserves pointing out on this roster. They deliver banking services not just to big companies but to civil organizations, SMEs, and people.

Keystone Bank Limited was granted commercial banking permission by the Central Bank of Nigeria (CBN). They furthermore acquired Bank PHB after the CBN withdrew their authorization, making this financial organization one of the largest financial assistance providers in Nigeria.


1. Guaranty Trust Bank

Guaranty Trust Bank or GTBank is the best bank in Nigeria today when it comes to banking service and customer connections. They are a customer-friendly bank with a trusted prestige. Inquiries indicate that GTBank is the bank practically every Nigerian patronizes.

With an asset estimating $11.77 trillion, it is difficult to watch other players in the banking enterprise beat this bank as it is one of the largest financial institutions in all of West Africa.


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