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UBA And GTbank Users: Please Dont Ignore This Short Codes.

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A whole lot of us have challenges in doing fast transactions without going to our banks. So, that is why this article was put together to educate users of UBA and GTbank on Shortcodes which you can use anywhere, anytime and any day.

Note that you can use these codes with both smartphones and non-smartphones.


The bank was established in 1949, as the British and French Bank Limited (BFB). On 23 February 1961, UBA was incorporated as a limited liability company under the Compliance Ordinance (Cap 37) 1922. UBA took over the assets and liabilities of BFB.

The United Bank for Africa (UBA) Mobile money transfer code/UBA USSD transfer code is the set of codes that enables a customer of the bank transfer money from his UBA account to other accounts either in UBA or other banks using a mobile phone device and this does not necessarily require an internet connection to be on the mobile phone.

The USSD code *919# enables customers to do a multitude of tasks such as:

1. To Transfer/send money to a UBA Account:

Simply dial *919*3# and follow the on-screen prompts.

2. To send money to other banks in Nigeria:

Simply dial *919*4# then follow the on-screen prompts.

3. You can top up your airtime by dialing *919*Amount# and third-party top-up can be done with *919*Phone number*Amount #.

Step A: Dial *919#

This will show you a dialogue box with options for different types of operations that can be carried out as listed below:

Welcome to UBA Magic Banking

1. Open account

2. Check balance

3. Last 5 transactions

4. Buy airtime

5. Send money

6. Pay Bills

7. Pin setup )

Step B: To make money transfer select 5 and press send/ok

Another dialogue box with two options appears as follows:

Choose payment method:

1. UBA Account

2. UBA Prepaid card

0. Main

Step C: If you are not registered on the platform, pick option 1 to sign up then continue with the remaining steps.

Step D: Follow the prompts/commands on the screen to complete the transfer successfully.


Guaranty Trust Bank plc was incorporated as a limited liability company licensed to provide commercial and other banking services to the Nigerian public in 1990. The Bank commenced operations in February 1991 and has since then grown to become one of the most respected and service focused banks in Nigeria.

Guaranty Trust Bank is known for its quality service delivery. Over the years of service, they are known for sound customer care service. GTbank transfer code is among GTbank USSD code services to make banking easy for her users.

This is the GTBank transfer code for Nigeria*737#.

The beauty of this service is that it doesn’t use an internet connection to work. This USSD code for money transfer to other banks works on any phone both smart and non-smartphone. Now you can make payment and pay bills using GTbank ussd codes or GTBank mobile banking.

I am a GTbank user, from experience I can attest that their mobile banking is really great. Prefer using it to GTbank mobile app. Since I have been using them, I haven’t encountered any issues.

GTBank mobile banking transfer codes are available 247, the service is secured, reliable, and efficient.

How To Activate GTBank Transfer Code

This is the same process that you can use to register for GTbank mobile banking. Follow the process below to activate your mobile banking on any phone.

Dial *737*11# on your mobile number registered with the Bank.

Enter your Bank verification number (BVN)

Enter the Account Officer code (if known) or press 1 to continue

To complete your account reactivation, initiate a transaction by buying at least N100 airtime

How To Transfer Money/Fund Using GTBank Mobile Banking USSD Code

The following are processes that you can use to transfer money to fellow GTbank account and to other bank accounts such as Access bank account, First bank account, etc.

How much can I transfer from a GTBank online transfer?

You minimum transfer using GTbank mobile banking transfer service is N1, 000,000. Once you have reached that amount you can’t make further transactions. Any money transfer below that amount can work perfectly.

Fund Transfer To Gtbank Accounts

Simply Dial *737*1*Amount* Account Number# (e.g. *737*1*1000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.

Make sure you enter the correct beneficiary details. Follow the instructions on the screen and input your mobile banking pin to authorize transactions.

Fund Transfer To Other Banks

Dial *737*2*Amount* Account Number# (e.g. *737*2*1000*1234567890#) from your phone, then authenticate the transfer with 737 PIN created, hardware token or last four digits of your GTBank debit card.


Dial *737# on your registered phone number.

Select option 5, transfer to other banks.

Now enter the amount, proceed and input beneficiary account details, and your pin to authorize the transaction.

Charges are applicable to each service used. Transfer to fellow GTbank user account attracts a charge of N20 while interbank transfer charge is N52.00

I have used both methods and I must say that the services are fast, reliable, efficient, and secured.

How To Check GTBank Account Bank Using USSD Code

Here are steps to check your account balance from your comfort. Instead of going to the ATM or bank to check your account balance, you can use this service that costs you only N20.

GTB account balance code is *737*6*1#, then follow guide on the screen to complete it.

GTBANK Airtime Recharge Code

Don’t run out of airtime, with *737# the magic can be done. You can recharge for yourself, friends, family, or for a third party. Hope is cool, don’t bother yourself buying recharge pins or the stress of trekking down the street to buy airtime. Now from your room or house, you can buy airtime.

GTbank Self Top-up: Simply dial *737*amount# on your phone (e.g. *737*1000#) to buy airtime.

Top Up Airtime For Friend & Family: simply dial *737*Amount*Recipient’s number# (e.g. *737*1000*08023456789#)

To Top Up Third Party: Simply dial *737*4# on your phone and follow the on-screen prompts.


You can dial *737# select airtime top-up and choose your preferred option. This service is available 247 hours and it is reliable and fast. Your phone number must be registered before you enjoy this service.

GTBANK USSD Code To Pay Electricity Bills

Have you been looking for how to pay your electricity bill? Maybe you are occupied with work. Worry not you can make the payment while at your comfort. GTBank transfer code for mobile banking is here to help you out.

To make payment dial *737*50*amount*station


I know you have learned more about GTBank transfer code and UBA, how to use GTbank USSD codes UBA bank transfer codes to make transactions. Enjoy banking with GTBank and UBA bank short code service.

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BFB Compliance Ordinance French Bank Limited GTbank UBA


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