You'll agree with me that mobile banking apps are a huge necessity on your mobile devices, and you can carry out a variety of sensitive tasks within seconds.
Its importance in our daily activities cannot be over-emphasized, ranging from helping to curb long queues in banks, to processing many transactions from your comfort even at the dead of the night.
Below is the list of Nigerian banks with the top mobile banking apps because of their service quality, unique features, and accessibility.
GTbank (Guaranty Trust Bank)
GTbank has been widely acknowledged as the best bank in Nigeria and the largest in Africa, with excellent offers and services. Its unique mobile app is loaded with numerous and great features.
It allows you to easily make transfers, buy airtime even without logging in, purchase data bundles, make payments, request for account statements, and many others.
Although this mobile banking app is dependable, constant improvement is highly needed, as sometimes it is said to freeze and it might not even allow you to transfer money to any banks, including GTB. It has more than one million downloads with 3.8 ratings on play store.
UBA Mobile Banking App
This mobile banking app is one of the fastest with a user-friendly interface, on which you can be able to perform some major operations.
The platform has made transactions easier and stress free, gives you automatic alert of recurrent bills, easy access to your BVN and lots of other interesting features. It has over one million downloads and it is currently 4.2 on play store.
The First Mobile banking app is one of the most utilized apps as it is very easy to operate. Its major functions include money transfers to any bank account, purchase of airtime, and digital payments.
Despite the fact it is the most utilized app, constant improvement is highly needed as users complain about the many steps required to carry out their transactions, inability to see the bank statements based on the range selected and the inefficiency of the new updated version.
it is rated 4.0 on play store and has more than one million downloads.
Access Bank Mobile App
This app is regarded as one of Nigeria’s favourite smart mobile banking apps because it has all of the basic features needed by most online bankers.
With the use of this app, you can transfer, find banks or ATMs that are close to you, you can buy airtime, pay for your utility bills, etc.
Despite the app being one of Nigeria's favourite smart mobile app, it also has a dark side. Users have made complaints about the app's inefficiency. But despite all these, the app is currently rated 3.4 while it has over one million downloads.
Zenith Bank Mobile App
This mobile app is one of a few mobile banking apps which recognizes finger print sensor. This makes mobile banking very easy as users won't have to be typing your passwords.
The app has several interesting features such as making transfers, buying airtime, bills payment, confirm or block ATM cards, manage cheques and many others.
It has a friendly interface although users complain of constant crashing. It is currently rated 4.0, with over one million downloads.
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