Scammers and fraudsters are now armed to the teeth, devising new ways and techniques on how to defraud people. Reading and listening to stories recounted by victims show how smarter and cunning they are. This is becoming so incessant that a lot of people who are not even directly affected get tales from their close associates.
Most scams and fraud are carried out more online via the internet.
The most common method scammers use is identity theft. This could be in form of phishing; a situation where a scammer tricks you into revealing your personal details.
Hacking- The scammer gains access to your information by exploiting security weaknesses on your computer or mobile device. This is where internet users need to be very careful of the site and the link they click. Many victims' account get hacked on social media like facebook and whatsapp where scammers hijack account to solicit for funds or even borrow money from their victim’s close associates or even use bank codes to withdraw.
Social media users should enable the security feature on their social media account which is known as the two factor authentication. This can be found in setting on facebook and whatsapp. With this, one can retrieve a hacked account by following the guided process.
Another way is to only visit secure websites. A secure website’s URL should begin with ‘https not http. The ‘s’ at the end of ‘http’ stands for secure. Most people who get scammed are usually carried away with enticing gift and freebies tagged to links. Internet users should try as much as they can to avoid clicking those unsecure links. They should understand that nothing is free any more not even in Freetown.
The offline mode scammers use is via phone calls and codes.
Most scammers have few information of their unsuspecting victims, they just need one personal information to defraud hence they impersonate bank officials. Note that banks will NOT call you on phone to update or rectify your account details. They will rather hold on until you show up at the bank.
In the case of phone theft, immediate communication should be made to the victim's bank officials to block all access to activities on the account in order to avoid being defrauded. All account users should keep bank officials' number or codes to block access to account in case of emergency. Do not wait until you're in such situation before having your bank codes to block account or the bank officials number.
Everyone needs to be at alert and vigilant in order not be a victim in this economy downtime. Share this vital information to your associates to sensitise them too because being vigilant is the key to not falling to their shenanigans.
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